Tohelpindevelopingendtoendcreditapprovalprocess,implementcreditriskmodelsand methodologies for determining exposure limits for all counterparts and providing broad risk parameterspertainingtootherriskvariables.

Credit Risk Assessment:

• Assesstheriskofallnewfinancingandadvisorytransactions

• Prepare an end-to-end credit approval process for all new transactions, including term finance, PPP, line of finance, equity, advisory services, with a particular focus on credit risk assessment and exposure limits

• Collect all new financing requests to ensure that credit risks are adequately assessed, properly approved, continually monitored and actively managed.

• Assessthequalityandcompletenessofallrelevantdataandinformation neededtoanalysenewtransactions.

• Check thevalidity andreliability ofkeyassumptionsof eachproposal, providing recommended changes to better reflect ICD’s risk exposure

• Identify,assess,andquantifykeytransactionrisksandconcerns

• Provide support to the project teams on appropriate risk mitigation measures, deal structuring issues, pricing, terms and conditions, and financial covenants throughout the entire credit approval process

• Draft Credit Notes based on independent assessment of the new transactions submitted by the Business Departments during both the concept review and final review phases

• Ensure that each transaction complies with ICD’s risk assessment guidelines, credit risk exposure management policy, and asset and liability management policy

• Provide inputs into and draft recommendation for approval of risk ratings for new transactions

• ProvidesupportforInvestmentCommitteemeetings

• Provide support to credit risk management professionals and assistants on risk assessment of financial institutions, projects, and corporations in relation to financing/investment proposals including the application of the quantitative and qualitative scoring models, due diligence, financing terms and conditions, risk mitigation, security package, and assignment of exposure limits

• Ensure that each transaction complies with portfolio management objectives and exposure and concentration limits

• Check with respect to a) new product approvals, and b) required changes to existing policies and procedures of ICD

• Providesupportinguidingbusinessteamstomaintain highstandardofcredit submission

• AssistinreviewingthevaluationsofICD’sequityportfolio.

Credit Risk Monitoring & Control:

• Collect risk management governance issues at, especially in terms of credit approval processes, committees, and financing/investment decision making

• Check that all the policies such as Investment Guideline, Risk Assessment Guidelines for Financial Institutions, Corporate Financing and Project Finance are adhered.

• Assist in initiating enhancements to credit risk management, approaches, models,andtools&techniquesaswellascommunicateandimplementthe same across ICD.

RiskAdvisory:

• Coordinate with the Business Departments from the initiation of the transaction till final approval of the transaction

• Provide support to Business Departments on suitable terms and conditions of new investments including pricing, transaction structuring, security packages and covenants, reporting and follow-up including participating in due diligence missions.

• ProvidesupporttocorebusinessunitsandtheInvestmentCommitteeonnew transactions, particularly in respect of risk mitigation measures, transaction structuring, pricing, terms and conditions, and financial covenants.

Knowledge Sharing and Innovation:

• ContributeeffectivelyineffortstopromoteriskmanagementcultureattheICD level

• Shareknowledgeanddisseminateinformationrelatedtoriskconceptsand encourage the adoption of best business practices in risk management

• Sharelatestupdatesandinnovationsinthefieldofriskmanagementtools, solutions,andsoftwarewithICDdepartments

• Coordinate with the Information Technology function and Business Departments fortheimplementationofsystemsrequiredforindependentrisk assessment by the Risk Management Department.

• Atleast3 yearsofexperienceininternationalfinancialinstitutionsincreditriskororiginationroleisamust.

• Bachelor’sdegreeinAccounting,Finance,BusinessAdministration,Economics,Statisticsorsimilardiscipline is a must.

• Master’s degree in Accounting, Finance, Business Administration, Economics, Statistics or similar discipline or aProfessionalcertificateinFinancialAccounting,CFA/FRMoranyrelevantprofessionalcertificationisa must.

• Workingexperienceoncreditriskassessmentandstructuringofindividualloans,guarantees,andequity investments in corporate and project finance transactions.

• Inaddition,knowledgeofMSExcel,withstrongfinancialanalysisandmodellingskillsismust.

Core Behavioral:

• Innovation and Initiatives

• Change Management

• Developing People Capability

• Partnership Management

• Strategic Thinking

• Self-Effectiveness

Technical:

• Credit Risk Policy & Parameters

• Market Knowledge of the Financial Risk Environment across member countries

• Remedial Management

• Credit Risk Evaluation

• Financial Analysis

• Knowledge of Term Finance Products and Services including corporate and Equity financing.

• Knowledge of Financial Institutions Analysis.

• Financial Modeling & Analysis

• Knowledge of Shariaa Finance

• Capableofcommunicatingintheworkinglanguages(Arabic,EnglishandFrench)ofwhichEnglishisamust.